Ask About Wealth

Book a one-to-one consultation with Paul - https://askaboutwealth.ie/consultancy In this episode, Paul walks through a real consult where an "8% rental yield" turned out to be a real return of just 1.33% once tax, costs and inflation were stripped out. The numbers don't lie, and the headline yield the seller quotes is rarely the return you actually get. In this episode, he covers how to turn property from a poor investment into a powerful one, including HMOs, buying inside your pension fund, interest-only loans, the capital allowances 95% of landlords never claim, and the corporate and local authority tenants most investors completely overlook. If you own a rental property, or you're thinking of buying one, this is the episode to watch before you do anything else. Hosted on Acast. See acast.com/privacy for more information.

Book a one-to-one with Paul at https://askaboutwealth.ie/consultancy In this episode, Paul walks through a real-world example of how financial planning can lead to a massive reduction in the tax you pay. Paul explains the difference between a salesperson and a true planner, and how dovetailing reliefs can drop your effective tax rate to as low as 0%. He also covers why surplus cash on your company balance sheet is a hidden risk, how it can disqualify you from Entrepreneur and Retirement Relief. If you're a business owner, high earner or anyone with surplus income, this is the kind of planning the high-street market won't show you. Hosted on Acast. See acast.com/privacy for more information.

For a 1:1 consultation with Paul - https://askaboutwealth.ie/consultancy This week, Paul hosts Ger Conalty, Head of Health Insurance Services at SYS, to explain that reviewing health insurance is about more than saving money, it’s about getting the right cover for your needs and life stage. Hosted on Acast. See acast.com/privacy for more information.

For a 1:1 consultation and more - https://askaboutwealth.ie/consultancy In this episode Paul looks back at 10 years of returns across the four main asset classes and reveals why two of them actually lost money in real terms once inflation is stripped out. But the real question isn't "what's the best investment?". It's "what's the best investment for me?" Your age, timeframe, existing assets and tax position change the answer completely. And as always, tax is the silent killer of returns. Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 consultation with Paul and more: https://askaboutwealth.ie/consultancy If you would like to get in touch with Steph you can do so here: Contact: https://expattaxes.ie/ Linkedin: https://www.linkedin.com/in/stephanie-wickham-b4aba13b/ In this weeks episode Paul talks to Steph Wickham, Expat Taxes Founder & Award-Winning International Expat Tax Specialist, about Irish tax for anyone moving to or from Ireland. We cover how residency, ordinary residency and domicile shape your tax exposure, the reach of ordinary residency after you leave, common myths around double tax agreements and much more. Hosted on Acast. See acast.com/privacy for more information.

Start Your Financial Plan - https://askaboutwealth.ie/consultancy Forget generic figures like "€1 million". Your number depends on being able to answer 5 core questions discussed in this episode. Get these five right, and you have a real target to plan towards. Hosted on Acast. See acast.com/privacy for more information.

For a 1:1 Consultation - https://askaboutwealth.ie/consultancy Revenue says Irish taxpayers are leaving between €400 and €600 million unclaimed every year. In this episode, I break down the five biggest mistakes I see high earners making, and what to do about each one. 00:00 The Tax Gap 00:52 Pensions vs Mortgage Repayment vs Investing 03:25 Accountants vs Tax Planning 06:23 When to Go Limited 09:43 Estate Planning 12:50 Review The Plan 14:23 Next Steps Hosted on Acast. See acast.com/privacy for more information.

Free Tools, Report & Broker Introduction Here - https://linktr.ee/ask.about.property Most Irish property buyers use mortgages but often miss steps that could save money and improve long-term wealth. This episode shares an eight-step checklist that will help you make the right decisions every step of the way. Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation and Financial Plan with Paul - https://askaboutwealth.ie/consultancy This week, Paul sits down with Shane O' Neill from Swissquote to unpack how custody fees quietly erode your wealth, what a transparent trading fee actually looks like, and how a Lombard loan lets you access cash from your portfolio without selling up or triggering a tax bill. Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation and Financial Plan with Paul - https://askaboutwealth.ie/consultancy Trust funds separate ownership from control and can help protect young or special-needs beneficiaries, keep assets managed responsibly, and support inheritance-tax planning. The episode compares fixed trusts with discretionary trusts, explains will trusts, and highlights key insights, like capital gains tax on lifetime transfers, CGT uplift on death, and how transferring a home may avoid CGT and affect “Fair Deal” planning. 00:00 Trust Funds Explained 00:52 Why Use a Trust 01:47 Fixed Trust Basics 02:58 Special Needs Planning 05:29 Fixed Trust Tax Perks 06:21 Discretionary Trust 08:09 Trustee Incentives Warning 09:29 Discretion Benefits 10:18 Will Trusts 12:09 Cautions and Tax Traps 13:11 Home Transfers and Fair Deal 14:36 Final Takeaways Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paul: https://askaboutwealth.ie/consultancy In this episode of the Ask About Wealth Podcast, Paul speaks with Eoghan O’Hara, Country Head for Raisin Ireland. They discuss why Irish household deposits earn very low interest, and the opportunity presented by the EU-wide deposit guarantee protection. Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paul: https://askaboutwealth.ie/consultancy In this episode, we break down why inheritance tax can result in the same wealth being taxed twice, and why doing nothing is often the most expensive option of all. We cover: - Why inheritance tax can wipe out over 33% of a family estate, even after a lifetime of income and capital taxes - The key reasons to consider gifting assets during your lifetime, including protecting today’s thresholds and future growth - How control can be retained using trusts and family partnerships, while still reducing tax - Other powerful planning tools, including familial allowances, exempt assets, and Fair Deal planning Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paul: https://askaboutwealth.ie/consultancy Get a Free Mortgage Broker Consultation Here: https://www.askaboutproperty.ie/broker-consultation You can get in contact with Ray here: https://raycooke.ie/ This week, Paul is joined by Ray Cooke, CEO of Ray Cooke Auctioneers, to share what he is seeing on the ground in the Irish property market as we move through 2026. In this episode, we discuss: - Why are good properties selling quickly, and what buyers must have to be ready - The reality of supply and demand, and why stock exists but still feels scarce - Why landlords are leaving the market and what that means for rents and tenants - Residential vs commercial property, yield expectations, and how investors should think about risk Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paul: https://askaboutwealth.ie/consultancy You can get in touch with Graham here: https://hanlonandco.com/ In this episode of the Ask About Wealth podcast, we are joined by Graham Hanlon, a seasoned solicitor with over 30 years of experience. The discussion covers essential topics in financial planning, including the intricacies of probate law, the validity and impact of prenuptial agreements, and the importance of business agreements. Gain valuable insight into managing wealth and the legal planning involved. Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paul https://askaboutwealth.ie/consultancy In this episode, we provide a checklist of actions business owners and individuals can take before December 31, 2025, to maximise tax benefits. Key topics include clearing out company profits, utilising tax credits and allowances, maximising contributions to retirement schemes, and understanding the implications of capital gains tax and EIIS investments. Learn practical tips for leveraging pension contributions, tax-efficient bonuses, subsistence allowances, and tax loss harvesting. This guide offers valuable insights to help you minimise tax liabilities and optimise financial planning for the future. 00:00 Introduction: Maximising Your Tax Benefits 00:26 Clearing Out Your Profit: Why and How 05:23 Utilising Small Benefit Exemptions (SBE) 08:13 The Power of Pensions 13:51 Understanding Subsistence Allowances 19:02 Capital Gains Tax: What You Need to Know 23:50 Employment Investment Incentive Schemes (EIIS) 26:42 Conclusion: Effective Tax Planning Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paul https://askaboutwealth.ie/consultancy Get Unbiased Property Guidance and a Free Mortgage Consultation https://linktr.ee/ask.about.property This week, we're joined once again by Aidan McLoughlin, Group Managing Director of ITC, to discuss the upcoming changes to pensions in Ireland and to help you better navigate these Changes. We discuss the significant recent change announced on August 15, which restricts transfers out of pension schemes post-normal retirement age (NRA), leading to lost benefits for members unaware of the change. Aidan also sheds light on the importance of seeking independent financial guidance to maximise pension benefits. This episode is a must-watch for anyone looking to optimise their pension schemes and stay informed about market changes. Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paul https://askaboutwealth.ie/consultancy Get Unbiased Property Guidance and a Free Mortgage Consultation https://linktr.ee/ask.about.property You can contact Jacquelyn and learn more about The Journey here: https://thejourney.ie/ In this episode, we are delighted to welcome Jacquelyn Dunne, solicitor at Dunne Solicitors and the creator of The Journey. Join us as we discuss the importance of having a will, explain who inherits what under intestacy laws, and the consequences of not having proper succession planning in place. Hosted on Acast. See acast.com/privacy for more information.

Book a 1:1 Consultation & Financial Plan With Paul https://linktr.ee/askaboutwealth Get Unbiased Property Guidance and a Free Consultation https://linktr.ee/ask.about.property You can learn more about Gavin here: https://gavinjgallagher.com/ In this episode of the Ask About Wealth Podcast, we welcome back Gavin J Gallagher, a seasoned property investor, coach, and mentor, as well as the presenter of the Behind the Facade podcast. We discuss significant changes coming to the property market, including the impact of the nationwide Rent Pressure Zone system, challenges for landlords, and upcoming regulations affecting property investments. Hosted on Acast. See acast.com/privacy for more information.

Book Your 1:1 Consultation & Financial Plan https://linktr.ee/askaboutwealth Get Unbiased Expert Property Guidance https://linktr.ee/ask.about.property You can learn more about Michael and the F.I.R.E. movement here https://www.firepodcast.ie/ In this episode of the Ask About Wealth Podcast, we welcome Michael Houghton, a prominent figure in the FIRE (Financial Independence Retire Early) movement. Michael shares his personal journey to becoming financially independent through strategic saving and investing. He talks about initial struggles, learning about financial independence, avoiding lifestyle inflation, and the role of property investments. Michael also discusses the importance of financial education, the pitfalls of bad advice, and how to balance work, life, and financial goals. Hosted on Acast. See acast.com/privacy for more information.

Book Your 1:1 Consultation & Financial Plan https://linktr.ee/askaboutwealth Get Unbiased Expert Property Guidance https://www.askaboutproperty.ie/ Understanding the Employment Investment Incentive Scheme (EIIS) In this episode of the Ask About Wealth podcast we discuss the Employment Investment Incentive Scheme (EIIS). We delve into what EIIS tax breaks entail, the varying rates of tax relief, and the intricacies of investing in EIIS funds. This episode provides essential insights for investors looking to make informed decisions about EIIS investments and understand the broader implications of such schemes. Hosted on Acast. See acast.com/privacy for more information.

Book Your 1:1 Consultation & Financial Plan https://linktr.ee/askaboutwealth Get Unbiased Expert Property Guidance https://www.askaboutproperty.ie/ In this episode of the Ask About Wealth Podcast, we dive into the 2026 budget with a focus on high earners and business owners. Key topics include income tax, changes to entrepreneurial relief, updates on research and development allowances, deemed disposal rates, and benefits of electric vehicles (EVs). We also discuss the impact of VAT rate changes on the hospitality sector. Learn how these aspects of the budget will affect your financial planning and wealth accumulation. Stay informed and discover legitimate ways to reduce your tax liabilities! Hosted on Acast. See acast.com/privacy for more information.

In this episode, we delve into the 3 worst historical budget decisions and the 3 best, we also look at current opportunities that came out of past budgets are still available. Discover how these decisions have shaped the economy and what lessons they provide for future budget considerations. 00:00 Introduction to the Irish Budget 00:26 Historical Budget Highlights 00:39 Top Three Budget Rules and Regulations 03:02 Impact of Tax Incentives on Property Development 05:55 Special Savings Investment Accounts 08:05 The Worst Budget Decisions 14:47 Current Tax Concessions and Future Planning 16:11 Conclusion and Upcoming Content Subscribe to stay updated on the latest budget news and insights. 🇮🇪 Ask About Wealth helps high-earners in Ireland keep & grow wealth 📱 Book a 1-1 consult & financial plan 🔑 Join the Masterclass ✉️ Join the newsletter https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Navigating Ireland's Most Unfair Tax: 9 Strategies to Minimise Inheritance and Gift Tax In this episode of the Ask About Wealth podcast, we delve into the complexities of Ireland's inheritance and gift tax, detailing its history, current rates, and thresholds. We explain why this tax is considered unfair and higher than ever, largely due to thresholds that haven't kept pace with inflation. Moreover, we highlight nine legitimate methods to avoid or minimise this tax, including key reliefs such as Dwelling House Relief, Agricultural Relief, and Business Assets Relief. Additionally, we cover Section 72 insurance policies to manage tax liabilities efficiently. Tune in to learn how effective financial planning can significantly reduce your tax burden. 🇮🇪 Ask About Wealth helps high-earners in Ireland keep & grow wealth 📱 Book a 1-1 consult & financial plan 🔑 Join the Masterclass ✉️ Join the newsletter 🎙️ Listen to the pod https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode, we explore the essential steps for high earners in Ireland to transform their income into lasting wealth. This comprehensive guide is aimed at helping you achieve the best financial outcome for your unique circumstances, with practical insight and strategies tailored for high earners. 🇮🇪 Ask About Wealth helps high-earners in Ireland keep & grow wealth 📱 Book a 1-1 consult & financial plan 🔑 Join the Masterclass ✉️ Join the newsletter 🎙️ Listen to the pod https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Are you interested in securing a mortgage for an investment property with a premium broker? Ask About Wealth has partnered with several of Ireland's top brokers. If you'd like to be introduced to one, you can submit a request here: https://xep6a7it4qk.typeform.com/to/M04SxRkt In this episode, we explore how property investment has historically been a major wealth creator in Ireland and its potential to continue this trend in the future. Analysing recent data from the Central Bank of Ireland, we examine the substantial rise in property values and rental yields over the past decade. The video offers actionable guidance on understanding the true costs of property investment and the impact of different financing methods, cash, buy-to-let mortgages, and equity release on returns. Additionally, tax considerations and the benefits of investing through a pension fund are discussed to guide you in making informed property investment decisions. 🇮🇪 Ask About Wealth helps high-earners in Ireland keep & grow wealth 📱 Book a 1-1 consult & financial plan 🔑 Join the Masterclass ✉️ Join the newsletter 🎙️ Listen to the pod https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Are you about to overpay your taxes… again? Every year, Irish taxpayers leave €400 million in unclaimed reliefs behind them. And no, it’s not because they’re lazy. It’s because their accountants aren’t telling them about the biggest legal tax breaks available. Not because accountants are bad people, but because their job is to look backwards and file your taxes, not to look forwards and minimise them. In this week’s Ask About Wealth episode, we break down 3 powerful, legal strategies that could slash your tax bill in 2025. If you’re a business owner or high earner, these are worth thousands every year\ Note: There are visual aids in this episode, so you might prefer to watch this one on YouTube - https://www.youtube.com/watch?v=kmf_Y3Cx6ns 🇮🇪 Ask About Wealth helps high-earners in Ireland keep & grow wealth 📱 Book a 1-1 consult & financial plan 🔑 Join the Masterclass ✉️ Join the newsletter 🎙️ Listen to the pod https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Most property investors in Ireland are leaving thousands of euros on the table. In this episode of Ask About Wealth, Paul sits down with Philip O’Connor, Managing Director of CA Partners, a specialist in capital allowances for property investors and businesses. Philip reveals how Irish taxpayers, individuals, landlords, and business owners are missing out on legitimate tax relief simply because they don’t know it exists or lack the right expertise to claim it.
 ✅ What capital allowances are and why they matter ✅ Why most accountants don’t identify all the allowances you’re entitled to ✅ How you can retroactively claim allowances for up to 4 years and get cash refunds from Revenue
 ✅ The kind of properties and expenses that qualify
 ✅ Two real client examples where missed claims turned into tens of thousands in savings 00:00 Introduction to the Ask About Wealth Podcast 00:29 Meet Philip O'Connor: Capital Allowances Specialist 02:02 Understanding Capital Allowances 02:26 Types of Capital Allowances 04:15 Claiming Capital Allowances: Process and Benefits 08:11 Missed Opportunities and Retroactive Claims 13:32 Detailed Breakdown of Property Purchases 22:41 Client Case Study: Rental Properties 23:25 Analysing and Correcting Tax Claims 24:22 Significant Tax Savings for Clients 29:04 The Importance of Specialist Expertise 36:31 The Role of Revenue in Tax Claims 40:46 Encouraging Property Owners to Claim Allowances If you own an investment property, are developing or refurbishing a building, or have spent serious money on your business premises, you’re probably entitled to more tax relief than you think. This episode could put money back in your pocket. Join The Masterclass: https://askaboutwealth.ie/MasteringYourFinances Ask About Wealth helps Ireland’s high earners preserve and grow wealth: https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Should You Repay Your Mortgage Early? The Pros & Cons Explained. In this episode, we delve into the question of whether you should repay your mortgage early. With recent statistics showing substantial mortgage debt in Ireland, we examine the pros and cons of early repayment versus investing the money. Utilising real-life examples and detailed calculations, we compare the financial and emotional impacts of both strategies. From guaranteed returns and peace of mind to opportunity costs and investment returns, this comprehensive guide will help you make an informed decision based on your financial priorities and risk appetite. Join The Masterclass: https://askaboutwealth.ie/MasteringYourFinances Ask About Wealth helps Ireland’s high earners preserve and grow wealth: https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth, Paul tackles one of the most misunderstood yet life-changing ideas in finance: the FIRE movement, Financial Independence, Retire Early. With just 3% of Irish people believing they can retire by 55, Paul explores why the majority are stuck in the rat race and how you can break free. Learn how to calculate your financial freedom number, avoid the traps set by biased financial advice, and understand the real impact of tax and fees on your wealth. This episode offers a clear, actionable roadmap to becoming financially free, even if you’re starting late. Key Takeaways: The 5 essential questions you must answer to calculate your “freedom number” How tax and fees silently erode your wealth, and how to stop it Why investing through a pension can double your return vs. doing it personally How starting early (like Alex) can shave 10+ years off your working life Why most financial advice is biased, and what impartial advice really looks like You can use the Financial Freedom calculator here: https://askaboutwealth.ie/tools/financial-freedom-calculator Join The Masterclass: https://askaboutwealth.ie/MasteringYourFinances Ask About Wealth helps Ireland’s high earners preserve and grow wealth: https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth, Paul sits down with Andrea McNamara, Director, Private Client Law at EY Ireland, to dissect the real-life pitfalls of inheritance planning in Ireland. From outdated wills to misunderstood tax implications. When and how wills can be legally challenged Common clauses that sound good but can cause major problems later How trusts and family partnerships can be powerful tools in legacy planning Why high-net-worth families often need a more sophisticated structure than just a will If you want to understand inheritance tax in Ireland, then this episode is essential listening. Join The Masterclass: https://askaboutwealth.ie/MasteringYourFinances Ask About Wealth helps Ireland’s high earners preserve and grow wealth: https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Using a cautionary tale from the Celtic Tiger days and hard-earned experience, Paul exposes how biased information leads to poor decisions, and why impartial guidance is rarer (and more valuable) than most people realise. Key Takeaways: The costly Budapest property story every investor should hear How to tell if your financial advice is truly independent Why even factually correct information can still mislead The one rule Ireland’s wealthy follow, and you should too If you want to make smarter, more informed financial decisions, without getting sold to then this episode is essential listening. Join The Masterclass: https://askaboutwealth.ie/MasteringYourFinances Ask About Wealth helps Ireland’s high earners preserve and grow wealth: https://linktr.ee/askaboutwealthJoin the Masterclass: Hosted on Acast. See acast.com/privacy for more information.

In this episode, Paul sits down once again with Aidan McLoughlin, Group Managing Director of ITC, to discuss how pensions can be used far beyond traditional retirement saving, as powerful tools for long-term wealth accumulation, tax sheltering, property investment, and legacy planning. They also dig into Malta-based retirement structures, why more Irish clients are using them, and how they can legally reduce tax and increase flexibility. Some episode highlights: •The overlooked tax and asset protection benefits of private pension structures •How Irish pension rules compare to Malta’s, and why flexibility matters •Pension borrowing, non-recourse lending, and property investing within your fund •The mistake in pension death benefits most people don’t see coming •Why early pension planning is now more crucial than ever This is a must-listen for entrepreneurs, consultants, and professionals looking to preserve wealth, protect family assets, and retire on their own terms. Join The Masterclass: https://askaboutwealth.ie/MasteringYourFinances Ask About Wealth helps Ireland’s high earners preserve and grow wealth: https://linktr.ee/askaboutwealthJoin the Masterclass: Hosted on Acast. See acast.com/privacy for more information.

In this episode, Paul talks with private equity expert Kevin MacSweeny about how entrepreneurs can release equity, unlock value, and scale their businesses. Without losing control. Key takeaways: Why equity release can help founders de-risk and still double or triple their business The difference between working in the business vs. on the business, and why it matters Why minority equity stakes don’t mean minority control (if structured properly) How private investors access deals with real ownership and alignment, not just products What kind of businesses attract private equity: the numbers, the mindset, and the journey Ask about wealth helps Ireland’s high earners preserve and grow wealth. https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Sole Trader vs. Partnership vs. Limited Company: Which is Best for Your Business in Ireland? In this video, we delve into the three primary business structures in Ireland. Sole tradership, partnership, and limited companies. We explore the tax implications, risks, and wealth creation potential associated with each structure. Learn why limited companies often offer superior tax benefits and greater asset protection. If you're deciding on the best structure for your business, this video provides essential insights to help you make an informed choice. Ask about wealth helps Ireland’s high earners preserve and grow wealth. https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

Markets are down, headlines are panicking, but should you be? In this episode, Paul explains why most investors worry at exactly the wrong time and how to stay calm, rational, and profitable when markets drop. 💡 You’ll learn: - Why "you haven’t lost money" unless you sell - How pensions = stock market exposure (whether you realise it or not) - The truth about lifestyle funds and automatic sell signals - Why capitalism is built to boom and bust - The McIlroy mindset every long-term investor needs If you’re invested in the stock market directly or through a pension this is essential listening. Ask about wealth helps Ireland’s high earners preserve and grow wealth. https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

This Week on the Ask About Wealth Podcast Not all investments are created equal, and not all of them should do the same job. In this episode, Paul breaks down the real reason most people mess up their investment strategy, and how to avoid it with the core and satellite approach. 💡 You’ll learn: Why your investment objectives matter more than your attitude to risk How to separate financial freedom assets from surplus assets The mistake of drawing income from growth-focused investments Why the financial industry’s idea of “risk” is actually just volatility How to match the right asset class to the right goal, using decades of history, not guesswork This is essential listening if you’re building, protecting, or passing on serious wealth. Ask about wealth helps Ireland’s high earners preserve and grow wealth. https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

This week on the Ask About Wealth Podcast we sit down with international tax strategist Peter Ferrigno to unpack the misunderstood world of tax residency and citizenship by investment and how the right move at the right time could legally save you millions. In this episode: 🔹 Why residency planning matters long before a liquidity event 🔹 The truth about “Golden Visas” and how they really work 🔹 How to legally reduce (or eliminate) tax on capital gains, pensions, or dividends 🔹 The biggest misconceptions about becoming tax resident abroad 🔹 How high-income earners can access EU or global residency from €250K This episode is a must-listen for anyone considering selling a business, relocating, or building global wealth intelligently. You can get in contact with Peter directly here: https://www.instagram.com/peter.ferrigno/ Ask about wealth helps Ireland’s high earners preserve and grow wealth. https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

This week on the Ask About Wealth Podcast we’re joined by property investor and educator Gavin J. Gallagher, who went from a €60M fortune to -€16M debt, and rebuilt. This is a rare look inside the mindset, mistakes, and learnings of someone who has truly been through it all. In this episode: 🔹The mindset traps that lead investors to over-leverage and under-think 🔹The 4 key forces that impact every investor, and how to manage them 🔹When (and how) to use leverage, structure, and private capital in property 🔹Why most people get property due diligence completely wrong Essential listening for anyone serious about building wealth through property, and keeping it. You can learn more about Gavin's coaching business here: https://www.elitepropertyaccelerator.com/ You can follow him on YouTube here: https://www.youtube.com/@behindthefacade Ask about wealth helps Ireland’s high earners preserve and grow wealth. https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth, we delve into the much-asked question: Should you borrow to create wealth? The straightforward answer depends on a thorough analysis of the costs involved, which are far more than just the interest rate. The video explores various costs including APR (Annual Percentage Rate), application fees, insurance, tax implications, and the time value of money. It emphasizes the importance of understanding all these factors to ensure that the return on investment outweighs the total cost of finance. Should You Borrow to Create Wealth? Understanding the True Costs of Borrowing Breaking Down Additional Costs The Impact of Taxes and Time Value of Money Making Informed Decisions Ask about wealth helps Ireland’s high earners preserve and grow wealth. https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

This episode features Ken O'Malley shares his journey from a long career in aviation to entrepreneurship. In this episode, you'll hear about: • Ken's background at Shannon Aerospace • His motivation for leaving a well-paid job to seek more control over his time. • Early entrepreneurial steps with a crèche and a takeaway business, highlighting the importance of understanding profit and loss. • Influences like "Rich Dad Poor Dad", which shaped his understanding of financial and decision-making differences. • Insights from the aircraft leasing industry, which is fundamentally a financial business. • The value of seeking expert advice, referencing his positive consultation experience. Learn about entrepreneurial mindset, continuous improvement, the power of expertise, and the importance of financial understanding from Ken O'Malley's diverse business experience. Ask about wealth helps Ireland’s high earners preserve and grow wealth. https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

This week on the Ask About Wealth Podcast we're joined by Brian Keane. Personal trainer, business coach, digital entrepreneur, bestselling author, podcast host, extreme endurance athlete, and founder of Brian Keane Fitness From walking out of a teaching career to going broke twice to success in business, Brian shares th story behind his entrepreneurial journey. Brian talks openly about mindset blocks, building a business from scratch, monetising a personal brand, and why most people confuse time management with energy management. Episode Highlights: • The mindset traps that stop people from starting • How Brian built a business he’d never want to retire from • The financial mistake that cost him €50k • Going from trading time for money to scaling income online • Why most entrepreneurs ignore planning — and why it costs them A high-energy episode packed with practical insights for any entrepreneur, side hustler, or creator looking to build something sustainable. You can get in touch with Brian here: https://briankeanefitness.com/ Ask about wealth helps Ireland’s high earners preserve and grow wealth. https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth Pauls discusses the importance of tax planning for business owners and provides legitimate methods to minimise tax liabilities. The strategies are divided into three categories: short-term, long-term, and complex tax savings. 00:00 Introduction to Tax Avoidance for Business Owners 01:04 Short Term Tax Savings Strategies 05:48 Long Term Tax Savings Strategies 11:01 Complex Tax Breaks and Planning 12:36 Conclusion and Final Thoughts on Tax Planning Ask about wealth helps Ireland’s high earners preserve and grow wealth. https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Ask About Wealth podcast, we sit down with entrepreneur John Larkin, founder of The Black Stuff. John shares the highs and lows of his entrepreneurial journey, from professional poker to scaling a handmade soap business into a global brand. This episode is a must-listen for anyone considering starting a business, making a career pivot, or looking to understand what it really takes to build something from scratch. Key Takeaways: 🔹 From poker to product: John’s unconventional path to entrepreneurship 🔹 How The Black Stuff was born during lockdown, and why action beats overthinking 🔹 The role of branding, consumables, and repeat customers in eCommerce success 🔹Why building a financial “war chest” matters before leaving a secure job 🔹 The importance of tax and succession planning early in your business journey Tune in to hear real, practical insights from someone who built a business by hand, literally. You can get in touch with John through his website here: https://theblackstuff.com Ask about wealth helps Ireland’s high earners preserve and grow wealth. https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth, we dive into the reality of Ireland’s high-tax environment and how you can legally minimise your tax burden. From income tax to capital gains, levies, and excise duties, we explore the hidden costs that eat away at your earnings. More importantly, we uncover the powerful tax reliefs and incentives that allow you to control where your money goes rather than letting it disappear into government waste. If you want to keep more of what you earn while still contributing to the economy in a meaningful way, this episode is a must-listen. Key Takeaways: Understanding Ireland’s Tax System The High Cost of Government Waste Investment-Based Tax Reliefs How Business Owners Can Slash Tax Bills The Role of a Financial Planner If you believe you’re paying too much tax (hint: you probably are), tune in to this episode to learn how to legally and strategically take control of your finances. Ask about wealth helps Ireland’s high earners preserve and grow wealth. https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Ask About Wealth podcast we deep dive into the mortgage market. With interest rates shifting, supply still a major issue, and new mortgage products on the market, this episode is packed with actionable insights. Whether you’re looking to buy your first home, release equity, or simply make smarter financial moves, this discussion will help you navigate the property landscape with confidence. Key Takeaways: 🔹 The latest on interest rates, new lenders, and shifting banking policies. 🔹 How Mortgage Approval Really Works 🔹 How existing rental payments prove repayment capacity. 🔹 Government Schemes for Buyers 🔹 Equity Release Explained If you’re in the market for a mortgage or planning a property investment, don’t miss this one. Ask about wealth helps Ireland’s high earners preserve and grow wealth. https://linktr.ee/askaboutwealth Hosted on Acast. See acast.com/privacy for more information.